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Why a Home Appraisal?
​There are many reasons to obtain an appraisal. The most common reason is for a real estate or mortgage transaction, yet there are other reasons you may need to order an appraisal.

- To obtain a loan
To lower your tax burden
To establish the replacement cost for insurance
To contest high property taxes
To settle an estate
To help you make one of the largest financial decisions in your life
To provide a negotiating tool when purchasing real estate
To determine a reasonable price when selling real estate
To protect your rights in a condemnation case
To allow you to obtain a qualified appraisal report
To satisfy a government agency requirement such as the IRS
To use in a lawsuit

What is a Home Appraisal?
A home appraisal is an unbiased estimate of the true (or fair market) value of what a home is worth. All lenders order an appraisal during the mortgage loan process so that there is an objective way to assess the home's market value and ensure that the amount of money requested by the borrower is appropriate.

Whether Buying or Selling.
When you think about buying a house, you think about the plentiful cabinet space you hope to find in the kitchen, or ample bedroom size. You probably aren't thinking about the home appraisal.  

If you're selling a home, you're probably daydreaming about the home you plan on moving into next. You're probably wondering how much you can sell your home for, too.  You'll need an Appraisal to do either.  

Why is a Home Appraisal Important?
The worth, or value of the property, will determine how much a lender is willing to give you to buy that particular piece of real estate. This all-important step in getting the financing you need is the home appraisal -- an oftentimes-confusing part of the mortgage process in which both buyer and seller must depend on the expert opinion of a stranger. A real estate appraisal is simply that -- the expert opinion of a certified, state-licensed professional who determines the value of a piece of property.